A bank for small business · Bank of Russia licence
We open an account in 10 minutes with no visit to a branch. Instant transfers with no fee, we calculate taxes ourselves, employee cards — within a day.
•••• •••• •••• 4821
Dashboard
Balance, income and taxes on one screen. The chart rebuilds by day, week and month; every transaction is labelled so you don't have to dig into the books.
Main account · 40702…4821
0 ₽
+48 900 ₽ since morningFeatures
Transfers, taxes, currency, statements and employee cards in one app, with no branch visits and no «manager who'll call you back».
To a counterparty, an employee or yourself — by phone number or bank details. No fee, the money arrives before you close the app.
Simplified tax and contributions accrue on every receipt. We remind you a week ahead and pay in one tap.
Roubles, yuan, dollars, euros. Conversion at the exchange rate plus 0.3%.
Sync every 15 minutes, documents attach themselves to payments.
Virtual in a minute, plastic in a day. Limits and categories — in the app.
Average reply — 40 seconds, at night too. No «your call is very important to us».
Calculator
Move the slider to your turnover — we'll calculate a year of fees with us and with two hypothetical banks on typical small-business plans.
You'll save on fees0 ₽a year against the cheapest of the compared banks · 8 250 ₽ per month
The calculation is illustrative: account fees and business transfer fees, without acquiring and currency control. Exact rates are in the section below.
Security
Scroll — the card will pass through them before your eyes. All of it works in fractions of a second and never asks you for a single SMS code.
Biometrics on the phone, a hardware key or confirmation in the app. No SMS codes that get intercepted.
Card details aren't stored by the merchant: a one-time token goes out at payment, not the number.
The model looks at the amount, the recipient, the time and the device. A suspicious payment is stopped before the debit.
Funds up to 1.4M ₽ are insured by the deposit agency. Limits on employee cards — by category and day.
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Plans
Pick a plan and move the slider to your number of employees — the price recalculates. The first operations of every month are free.
For a team of up to 20: employee cards, 1C, marketplaces and human support.
940 ₽per month
490 ₽ + 3 × 150 ₽
Integrations
Reviews
We don't ask for reviews — people write when the savings become visible in numbers. Here are a few, with the authors' permission.
On Fridays I used to spend two hours shuffling payment orders between the bank and 1C. Now the statement pulls itself in, and the simplified tax is already calculated by the time I remember it.
Instant transfers to suppliers with no fee — at our turnover that's real money. We counted over a year: 140 thousand stayed in the business.
Payouts from Ozon and Wildberries land on the account the same day, not «within three working days». For us that's turnover, not convenience.
Opened an account in a taxi on the way to a meeting. A courier brought the card the next day. That's it.
Employee cards with category limits closed the eternal «what were the eight thousand spent on». Now it's visible in the app, no receipts in the chat.
App
Account, payments, employee cards and taxes in one app. Point your camera at the code or open the store.
4.9average rating across three stores
point your camera — your store opens
Questions
Short answers to what's usually checked with a manager. More in the plans and documents.
Ask in the chatThe application takes 5 minutes in the app, we issue the details right away, a full account — after checks, usually within 10 minutes during working hours. A courier brings the card and documents the next day.
Sole proprietors — a passport and tax ID. Companies — the director's passport, tax ID and registration number. No certificates, no stamps: the rest we take from public registers.
Yes, on every plan and with no limit on the amount. Payment orders by bank details are free within the plan's operation limit, then 25 ₽ per payment.
We see your income and your regime (simplified «Income», «Income minus expenses», patent), so the advance and contributions accrue on their own. We remind you a week before the deadline, and you can pay in one tap.
Funds of sole proprietors and small businesses are insured by the deposit insurance agency up to 1.4M ₽. Axis operates under Bank of Russia licence No. 3538.
Yes, free on every plan: the accountant gets access to statements and documents without the right to move money.